CrossPoint Advisors

We help successful business owners turn a thriving business into lasting personal wealth.

By strategically optimizing capital, reducing expenses, and enhancing tax efficiency — all in one integrated plan.

Book a Conversation No cost. No obligation. 20 minutes.
The Reality

Your business is your greatest asset.
Is it building your wealth?

Building a successful mid-market business is just the beginning. With an integrated plan that optimizes capital, reduces unnecessary costs, and enhances tax efficiency, owners can create lasting personal wealth, enjoy greater flexibility, and secure true financial freedom.

"Most of our clients don't have a money problem. They have a structure problem — and we guide them to build clarity, efficiency, and wealth that lasts."

— CrossPoint Advisors
Who We Help

Built for owners who build things.

01
Construction & Trades

GCs, specialty subs, architects, and engineers looking to optimize capital for growth, reduce overhead costs, capture available tax incentives, and build wealth that extends well beyond the next project.

02
Government Contractors

SBIR recipients and GovCon firms ready to leverage non-dilutive capital, reduce tax burden through R&D and specialty incentives, and turn contract-based revenue into a diversified personal wealth strategy.

03
Manufacturers

Owner-operators scaling production, acquiring equipment, or landing larger contracts — who want to grow efficiently, minimize tax exposure, and build lasting personal wealth alongside the business.

Our Approach

Four disciplines.
One integrated plan.

01 —
Capital Optimization

Strategically structuring and accessing the right capital to fund growth, improve cash flow, and strengthen your business foundation — through a network of 75+ lenders without you having to shop the market yourself.

02 —
Expense Mitigation

Identifying and eliminating unnecessary costs across your business — putting real money back on the bottom line. Every dollar saved drops directly to profit and multiplies into your business valuation.

03 —
Tax Efficiency

Deploying specialty tax strategies — including cost segregation, R&D credits, and other incentives — that legally reduce your burden and redirect capital toward building wealth, not paying it away.

04 —
Wealth Beyond the Business

Building liquidity and diversified assets outside your business — so your wealth outlasts and outgrows the company you built. This is the plan most business owners never knew was available to them.

About
Raymond Barrientos
Raymond Barrientos
Founder, CrossPoint Advisors

CrossPoint Advisors was founded on a simple observation: most business owners are achieving remarkable success, yet they often work harder than necessary — not from a lack of ambition, but because the full picture of their wealth and opportunities isn't always clear.

Capital can be scattered. Taxes can be higher than they need to be. Wealth may be tied up in the business instead of working for you.

We exist to change that. Not with complicated strategies or financial jargon, but with a clear, integrated plan that brings structure and intention to everything you've built.

We bring together the right experts — tax strategists, capital partners, and wealth planners — and coordinate the full picture on your behalf. You get a team without having to build one.

The name CrossPoint reflects our belief: there are moments in a business owner's journey when the path forward becomes clear — when what you've built aligns with what's possible. We help you find that point.

Get Started

Ready to turn your business into lasting wealth?

A 20-minute conversation is all it takes to know whether we're the right fit. No pitch. No pressure. Just an honest look at where you are and where you could be.

Book a Conversation

Or reach us directly at [email protected]

Call or text: (786) 258-8303